Privacy Policy for Investo

# Privacy Policy for Investo **Last Updated: June 19, 2026** Welcome to Investo ("Investo", "we", "our", or "us"). We are committed to protecting your privacy and handling your personal information in a transparent, secure, and lawful manner. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Investo mobile application, website, and related services (collectively, the "Services"). By using Investo, you agree to the collection and use of information in accordance with this Privacy Policy. ## 1. Information We Collect ### Information You Provide We may collect information that you voluntarily provide, including: * Full name * Email address * Phone number (if provided) * Account credentials * Profile information * Customer support communications * Any other information you choose to provide ### Information Collected Automatically When you use our Services, we may automatically collect: * Device information * IP address * Operating system and device type * App usage statistics * Log data * Crash reports and diagnostics * Browser information * Unique device identifiers ### Location Information If you grant permission, we may collect approximate or precise location data to provide location-based features and improve our Services. ## 2. How We Use Your Information We use collected information to: * Provide and maintain our Services * Create and manage user accounts * Improve app functionality and performance * Personalize user experiences * Respond to inquiries and support requests * Detect, prevent, and investigate fraud or security incidents * Comply with legal obligations * Communicate updates, notices, and service-related information * Conduct analytics and research ## 3. Legal Basis for Processing (GDPR) For users located in the European Economic Area (EEA), United Kingdom, and similar jurisdictions, we process personal data under one or more of the following legal bases: * Your consent * Performance of a contract * Compliance with legal obligations * Legitimate business interests * Protection of vital interests You may withdraw consent at any time where consent is the legal basis for processing. ## 4. Sharing of Information We do not sell personal information. We may share information with: * Service providers and business partners who help operate our Services * Analytics providers * Cloud hosting providers * Legal authorities when required by law * Successors in the event of a merger, acquisition, or business transfer All third-party service providers are required to protect personal information and process it only for authorized purposes. ## 5. International Data Transfers Your information may be processed and stored in countries outside your country of residence. Where required by applicable law, we implement appropriate safeguards for international data transfers, including contractual protections and other legally recognized transfer mechanisms. ## 6. Data Retention We retain personal information only for as long as necessary to: * Provide our Services * Fulfill legal obligations * Resolve disputes * Enforce agreements * Protect our legitimate business interests When information is no longer required, it will be securely deleted or anonymized. ## 7. Your Privacy Rights Depending on your location, you may have the following rights: ### GDPR Rights (European Union) * Right to access * Right to rectification * Right to erasure ("Right to be Forgotten") * Right to restrict processing * Right to data portability * Right to object * Right to withdraw consent ### California Privacy Rights (CCPA/CPRA) California residents may have the right to: * Know what personal information is collected * Request deletion of personal information * Correct inaccurate information * Access personal information * Limit certain uses of sensitive personal information * Be free from discrimination for exercising privacy rights To exercise any privacy rights, contact us using the details below. ## 8. Children's Privacy Investo is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will take reasonable steps to delete it promptly. Where local laws require a higher age threshold, we will comply with those requirements. ## 9. Security Measures We implement appropriate technical, administrative, and organizational safeguards designed to protect personal information against: * Unauthorized access * Disclosure * Alteration * Loss * Misuse However, no method of transmission or storage can be guaranteed to be 100% secure. ## 10. Cookies and Similar Technologies Investo may use cookies, SDKs, and similar technologies to: * Maintain functionality * Analyze usage * Improve performance * Enhance user experience Users may manage certain tracking preferences through their device or browser settings. ## 11. Third-Party Services Our Services may contain links to third-party websites, applications, or services. We are not responsible for the privacy practices of those third parties. Users should review the privacy policies of any third-party services they access. ## 12. Changes to This Privacy Policy We may update this Privacy Policy from time to time. When material changes occur, we will notify users through the application, website, email, or other appropriate means. Continued use of the Services after changes become effective constitutes acceptance of the updated Privacy Policy. ## 13. Contact Us If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: **Email:** [topol47@gmail.com](mailto:topol47@gmail.com) We will respond to privacy-related requests in accordance with applicable data protection laws.